What Your Travel Insurance Won’t Cover

Just as with a regular life insurance plan, it’s important to know what isn’t covered on your travel insurance policy. You may be looking forward to engaging in some extreme sports while traveling abroad, but be aware that these activities may not be covered by your travel insurance plan unless you pay extra for them. As well, should you become the victim of an incident that was drug or alcohol related, you will likely not be covered. Likewise, should your recklessness causing an incident to occur, you will also not be covered, although the definition of the term may differ depending on the insurance company you choose.