Your Life Insurance Company’s Job When A Claim Is Denied
No matter which state you live in, your insurance company is bound by law to give you a reason for any denial of claims, as well as notice that you have been denied. Not giving a legitimate reason for denial can leave an insurance company in violation of local laws, which means they can be sued for wrongfully withholding payments. As well, any life insurance claim must be reviewed ‘in good faith’, meaning that a valid reason must be given if denial is the case. Every life insurance claim must, by law, be given a review that is fair and unbiased.